

Earn up to 4.25% APY*!
Lock in your rate!
CD Amount | 6-month APY* | 12-month APY* |
---|---|---|
$50,000.00 - $249,999.99 |
4.15%
|
4.00%
|
$250,000.00 and Above |
4.25%
|
4.10%
|
*To receive the offer:
- Promotion starts January 23, 2025 to March 31, 2025.
- Deposits for this promotion must be new funds from other financial institutions.
Open an account today!
- California residents: Click here to apply online or visit one of our branches to open an account.
- Residents of other states: Please visit one of our branches to open an account.
*Annual Percentage Yield (APY) is accurate as of January 23, 2025 and is subject to change at any time. The promotion rate offers to both Personal and Business Certificate of Deposit (CD) Accounts. CD account minimum opening balance is $50,000 in new money (that is, funds not already deposited in another account at Royal Business Bank and funds is defined by net deposits in Royal Business Bank over the past 12 months; accounts closed, money transferred out, and re-deposited does not define as new money). Early withdrawal penalty applies and could reduce the earnings on the account. At maturity, the CD will automatically renew into a standard 365 day CD at the posted interest rate and APY offered at the time of renewal, which will be determined based on the principal balance in the account. For additional information refer to the account disclosures, terms and conditions, and the fee schedule. Promotion subject to be terminated at Royal Business Bank’s discretion.