Privacy Policy

What Does Royal Business Bank Do With Your Personal Information?

Rev. 12/2019

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balance and account transaction
  • Transaction history and payment history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Royal Business Bank chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Royal Business Bank Share? Can You Limit This Sharing?
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 Yes No
For our marketing purposes–
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We Do Not Share
For our affiliates' everyday business purposes–
information about your transactions and experiences		 Yes No
For our affiliates' everyday business purposes–
information about your creditworthiness		 No We Do Not Share
For our affiliates to market to you No We Do Not Share
For nonaffiliates to market to you No We Do Not Share
Questions Call 888-616-8188 or go to www.royalbusinessbankusa.com 
Who We Are
Who is providing this notice? Royal Business Bank
What We Do
How does Royal Business Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Royal Business Bank collect my personal information? We collect your personal information, for example, when you:
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. (see below for more information on your rights under state law)
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates are RBB Bancorp and RBB Asset Management Company.
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Royal Business Bank does not share with nonaffiliated so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Royal Business Bank does not jointly market.
Other Important Information
California Residents: California law limits an institution from sharing your information with nonaffiliates except as necessary for our everyday business purposes, or to offer our products and services to you, unless you have given us permission.